Terms of Service
Last updated: May 13, 2026
Acceptance of Terms
These Terms of Service govern your use of WiseMoney HK and its services. By accessing and using our website, you agree to be bound by these terms in their entirety. If you do not agree with any part of these terms, you must discontinue your use of our services immediately.
We reserve the right to modify these terms at any time without prior notice. Your continued use of our platform following any changes constitutes your acceptance of the revised terms. We recommend reviewing this page periodically to stay informed of any updates. These terms apply to all users, including visitors, registered members, and individuals accessing our educational content.
User Obligations
As a user of our platform, you agree to use our services only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use and enjoyment. You agree not to engage in any conduct that is harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information during registration and keep this information current. You agree not to share your login credentials with others and to notify us immediately of any unauthorized access to your account. Misuse of our platform, including attempting to gain unauthorized access, is strictly prohibited.
Intellectual Property Rights
All content on our platform, including but not limited to course materials, text, graphics, images, videos, and interactive elements, is the exclusive property of our organization or our content providers and is protected by international copyright and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our educational content for personal, non-commercial purposes only. You may not reproduce, modify, distribute, transmit, display, or create derivative works from any content without our prior written consent. Unauthorized use of our intellectual property may result in legal action. We respect third-party intellectual property rights and expect our users to do the same.
Limitation of Liability
Our services are provided on an “as-is” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any content on our platform. While we strive to provide high-quality educational material, we cannot be held responsible for any errors or omissions.
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services. This includes damages for loss of profits, data, or other intangible losses. Your sole remedy for dissatisfaction with our services is discontinuation of use. We are not responsible for third-party content, links, or services referenced on our platform.
Termination of Access
We reserve the right to suspend or terminate your access to our services at any time and for any reason, including but not limited to violation of these terms, misuse of our platform, or engagement in illegal activities. Termination may be immediate and without notice in cases of serious breach.
Upon termination, your right to use our services ceases immediately. We may retain certain information for record-keeping and legal compliance purposes. Any provisions of these terms that are intended to survive termination, including intellectual property rights and limitations of liability, shall remain in effect. If your account is terminated due to a breach, you may not create a new account without our express permission. We encourage users to maintain compliance with these terms to ensure uninterrupted access to our services.