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Disclaimer

Last updated: May 13, 2026

General Disclaimer

This Disclaimer applies to the use of WiseMoney HK and its content. We provide information for general purposes only and do not warrant the accuracy, completeness, or timeliness of any information presented on our platform. The educational materials and courses offered are designed to enhance your understanding of personal finance and budgeting principles applicable to Hong Kong residents.

We make no representations or warranties regarding the reliability or suitability of the content for your specific circumstances. Your use of our platform and reliance on any information contained herein is entirely at your own risk. We are not responsible for any errors, omissions, or inaccuracies in the materials provided, nor for any technical issues that may affect your access to our courses and resources.

No Professional Advice

The courses and materials provided on our platform are educational in nature and should not be construed as professional financial, legal, tax, or investment advice. We strongly recommend that you consult with qualified professionals such as financial advisors, accountants, or legal experts before making any financial decisions based on information obtained from our courses.

While we strive to present accurate and helpful information, individual circumstances vary significantly. What applies to one person may not apply to another. We do not have knowledge of your personal financial situation, goals, or constraints. We expressly disclaim liability for any decisions made based solely on the content of our courses. Any reliance on our materials is done at your discretion and assumes full responsibility on your part.

Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform or courses, including but not limited to loss of profits, data, or business opportunities. This limitation applies regardless of whether such damages were foreseeable or whether we were advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid for our courses, if any. We are not responsible for third-party content, external links, or the accuracy of information provided by other sources. By using our platform, you acknowledge that you understand and accept these limitations and agree to release us from any claims or damages that may arise from your educational experience with us.